Conventional Loan Dti Limits 2025. Pennymac correspondent is excited to announce that we’re raising our conventional loan limits to $795,000 1 for all commitment types, effective 09/17/2024. Unlike conventional loans, many lenders do not.

Conventional loan limits have increased for 2025 from $766,550 for a 1 unit property up to $806,500. $806,500 for 2025, up 5.2% from 2024.